Completing
and submitting the Pacific American Retirement and Financial
Planning Analyzer is the best first step you can take
to begin preparing for a more secure financial future. The
information that you provide for us about your current financial
situation, your future earnings projections and your individual
financial goals enables us to construct a personalized Financial
Plan for you that is carefully tailored to be a perfect
fit with the subtleties, the intricacies and the unique details
of your life.
Your
personalized Financial
Plan
from Pacific American helps you
to focus on your financial situation, to establish priorities
and to work toward your goals following a predetermined course
of action. Your individual plan is like a detailed road map
to keep at hand as you navigate the tangled web of confusing
information and frequently conflicting options that are available.
Your Financial
Plan
gives you some valuable context in which to place the advice
you get because it sets very clear and very specific short
term and long term financial goals for you and your family.
Most
importantly, at Pacific American
we not only understand the inevitability of change in all
aspects of modern life, especially financial, we embrace it.
We design your personalized Financial
Plan
to be dynamic and adaptable, to stay vital and viable, to
bend and roll with the career moves, the stock market fluctuations,
the parent's illness or the unexpected new child. The initial
plan that we provide is reviewed on an ongoing basis and revised
as needed to reflect these types of changes in your life.
Clearly,
we do much more than simply hand you an assessment of your
current situation with a few cookie cutter recommendations
thrown in and wish you good luck. Although every completed
Financial
Plan
from Pacific American is unique
in the details and specific assessments and recommendations
it offers, each plan will typically include the following:
1)
An analysis of your current net worth
2)
A detailed budget of all current cash inflow and cash outflow
3)
A comprehensive set of short term and long term financial
goals
4)
An analysis of your current asset allocations and performance
5)
A savings and investment strategy to help you cover education
costs for any children
6)
A savings and investment strategy to help you meet your retirement
needs
7)
An assessment of your insurance and asset protection needs
8)
Estate and related income tax planning advice
*PLEASE
NOTE BEFORE YOU BEGIN:
We
want to prepare the best and most effective personalized Financial
Plan
for you that we can. In order for us to be able to do this,
it is very important that you provide all of the information
requested in the form that follows and that you answer all
of the questions as completely and as accurately as possible.
Please
give yourself about one hour to go through the form from start
to finish. Try to pick a time with as little interruption
as possible. Before you begin, please make sure that you have
easy access to your (and your spouse's, if applicable) personal
financial records and that you have gathered the following
documents and information for quick reference:
