Completing and submitting the Pacific American Retirement and Financial Planning Analyzer is the best first step you can take to begin preparing for a more secure financial future. The information that you provide for us about your current financial situation, your future earnings projections and your individual financial goals enables us to construct a personalized Financial Plan for you that is carefully tailored to be a perfect fit with the subtleties, the intricacies and the unique details of your life.

Your personalized Financial Plan from Pacific American helps you to focus on your financial situation, to establish priorities and to work toward your goals following a predetermined course of action. Your individual plan is like a detailed road map to keep at hand as you navigate the tangled web of confusing information and frequently conflicting options that are available. Your Financial Plan gives you some valuable context in which to place the advice you get because it sets very clear and very specific short term and long term financial goals for you and your family.

Most importantly, at Pacific American we not only understand the inevitability of change in all aspects of modern life, especially financial, we embrace it. We design your personalized Financial Plan to be dynamic and adaptable, to stay vital and viable, to bend and roll with the career moves, the stock market fluctuations, the parent's illness or the unexpected new child. The initial plan that we provide is reviewed on an ongoing basis and revised as needed to reflect these types of changes in your life.

Clearly, we do much more than simply hand you an assessment of your current situation with a few cookie cutter recommendations thrown in and wish you good luck. Although every completed Financial Plan from Pacific American is unique in the details and specific assessments and recommendations it offers, each plan will typically include the following:

1) An analysis of your current net worth

2) A detailed budget of all current cash inflow and cash outflow

3) A comprehensive set of short term and long term financial goals

4) An analysis of your current asset allocations and performance

5) A savings and investment strategy to help you cover education costs for any children

6) A savings and investment strategy to help you meet your retirement needs

7) An assessment of your insurance and asset protection needs

8) Estate and related income tax planning advice

*PLEASE NOTE BEFORE YOU BEGIN:

We want to prepare the best and most effective personalized Financial Plan for you that we can. In order for us to be able to do this, it is very important that you provide all of the information requested in the form that follows and that you answer all of the questions as completely and as accurately as possible.

Please give yourself about one hour to go through the form from start to finish. Try to pick a time with as little interruption as possible. Before you begin, please make sure that you have easy access to your (and your spouse's, if applicable) personal financial records and that you have gathered the following documents and information for quick reference:

  • A copy of your (and your spouse's, if applicable) previous year's tax returns,
  • A copy of your (and your spouse's, if applicable) will and/or living trust,
  • Copies of all financial statements from financial institutions and brokerage firms, Copies of all benefits statements for employer sponsored or other retirement plans, and A copy of your (and your spouse's, if applicable) Social Security benefit statements.



Protecting your privacy is important to us. As part of an industry that deals with sensitive and proprietary financial information, Pacific American recognizes the importance of maintaining your privacy and has implemented policies and procedures designed to protect the information you provide to us. Pacific American has employee policies and procedures in place that allow access to personally identifiable customer information only to those employees with a business-related need for knowing such information. We do not sell or share your information with any third party. Pacific American maintains security standards and procedures regarding unauthorized access to customer information that conform to common industry practices. We update and test our technology to improve the protection of our customer information and to protect the integrity of our information. If, however, you are still hesitant to submit data about yourself electronically and would like to print this form and fax it to us, you are welcome to do so. Simply click the button below to print the form, supply all of the information requested in the printed form, and then fax it back to us at 1-877-552-9833.



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